The compliance engine for digital assets
Real-time transaction monitoring, sanctions screening, Travel Rule compliance, and emergency controls — built for regulated crypto operations in Switzerland, Germany, Austria, and the EU.
Crypto compliance shouldn't be an afterthought
Regulated crypto businesses face sanctions screening, Travel Rule data collection, suspicious activity reporting, and audit trail requirements — across multiple jurisdictions. Most teams stitch together spreadsheets, manual checks, and third-party APIs. NautLense replaces all of that with a single compliance engine that plugs directly into NautPay.
- Manual sanctions list checking
- Spreadsheet-based Travel Rule tracking
- No real-time transaction monitoring
- Audit gaps that regulators catch
- Third-party API per compliance task
- Multiple vendor dashboards
- Delayed screening results
- Separate audit log systems
- Real-time sanctions + risk scoring
- Automated Travel Rule compliance
- SHA256 tamper-proof audit trail
- One-click emergency lockdown
Everything a compliance officer needs
Sanctions Screening
Screen every wallet and counterparty against OFAC, EU, UN, and SECO sanctions lists in real-time. Catch sanctioned addresses before transactions execute.
Emergency Lockdown
Instantly freeze all transaction processing with one click. In-memory enforcement with zero latency. Full audit trail of every lockdown event.
Treasury & Accounting
FIFO cost basis tracking, P&L calculations, tax event categorization, and FX conversion monitoring. Production-ready financial reporting.
Travel Rule (FATF R.16)
Automated originator/beneficiary data collection for CH, DE, AT, and EU jurisdictions. Completeness scoring and gap analysis per transfer.
Risk Scoring Engine
7 configurable rules score every transaction from 0-100%. Auto-approve below 30%, flag 30-50% for review, block above 50%. Fast-track for micro-payments.
Tamper-Proof Audit Trail
SHA256 hash chain links every transaction. Modify one record and the chain breaks. One-click verification for auditors and regulators.
See your compliance posture at a glance
Transaction Monitoring
Every captured transaction is displayed with its status, type, amount, sender, receiver, risk score, chain, and timestamp. Filter by status, search by address, and drill into any transaction for full compliance details.
- Multi-chain support (Solana + Ethereum)
- Payment and FX swap transaction types
- Color-coded risk indicators
- Real-time status tracking (completed, flagged, blocked)
Travel Rule Compliance
Manage originator and beneficiary data for every cross-border transfer. NautLense tracks completeness per jurisdiction (CH, DE, AT, EU), flags missing information, and calculates compliance scores automatically.
- Per-jurisdiction threshold enforcement
- Data completeness scoring with progress bars
- CASP-to-CASP and self-hosted wallet classification
- Incoming and outgoing direction tracking
Sanctions Screening
Screen every wallet address and counterparty name against four major sanctions lists. NautLense uses fuzzy name matching and exact address matching to catch sanctioned entities before a single token moves.
- 4 sanctions lists: OFAC SDN, EU, UN, SECO
- Fuzzy name matching with configurable tolerance
- Exact address matching (e.g. Tornado Cash)
- Batch screening up to 100 entities per request
Emergency Lockdown
When something goes wrong, NautLense's emergency lockdown instantly freezes all transaction processing. The system enforces the lockdown in-memory with zero latency — no database round-trip needed. Every lockdown event is logged with full audit trail.
- In-memory enforcement — zero latency
- HTTP 423 Locked on all capture endpoints
- Blocked transaction counter during lockdown
- Complete lockdown history with timestamps
Treasury & Accounting
Track your organization's financial position with FIFO cost basis calculations, net position monitoring, and automatic tax event categorization. NautLense classifies every transaction as a payment, reportable payment, taxable exchange, or escrow event.
- FIFO cost basis tracking per token
- Inflow/outflow and net position monitoring
- Automatic tax event categorization
- FX conversion tracking with rates
Tamper-Proof Audit Trail
Every transaction is linked in a cryptographic hash chain. Each record contains a SHA256 hash of itself plus the previous record's hash. Modify one record and the chain breaks — immediately detectable. One-click chain verification for auditors.
- SHA256 hash + prev_hash linking
- One-click chain verification
- Tamper detection at the record level
- Full transaction hash and signature display
Counterparty Management
Register and manage counterparties with institution type classification, country codes, risk levels, and KYB status tracking. Each counterparty goes through a submission and approval workflow before transactions can flow.
- Institution and individual counterparty types
- Status workflow: submitted → approved / rejected
- Country-level risk classification
- KYB status tracking per counterparty
Wallet Risk Profiles
Every wallet that interacts with NautPay gets a risk profile. Track transaction count, total volume, and risk score per address. Identify high-volume wallets, new addresses, and suspicious patterns at a glance.
- Per-wallet risk scoring
- Transaction count and volume tracking
- First-seen and last-activity monitoring
- Cross-chain wallet correlation
SAR/STR Reporting
Create, manage, and file Suspicious Activity Reports (SARs) and Suspicious Transaction Reports (STRs). Track case numbers, severity levels, and filing status. Optionally freeze associated assets upon submission.
- Case numbering: SAR-YYYY-NNNN format
- Severity levels: low, medium, high, critical
- Draft → filed workflow with sign-off
- Optional asset freeze on submission
Compliance Reporting
Generate four types of compliance reports: Quarterly Compliance, Travel Rule Coverage, Sanctions Screening Summary, and Audit Trail Report. Each report can be signed off by a compliance officer and exported for regulators.
- 4 report templates ready to generate
- Quarterly and ad-hoc reporting
- Compliance officer sign-off workflow
- Export-ready for regulatory submissions
Risk Rules Engine
Configure the rules that score every transaction. Set thresholds for large transfers, velocity limits, new wallet detection, round amount flagging, and self-transfer detection. Each rule has a severity level and configurable parameters.
- Threshold rules: $10K (medium), $50K (high)
- Velocity rules: 5 tx/24h, 3 tx/1h
- New wallet and self-transfer detection
- Round amount structuring detection
Ready to automate your compliance?
NautLense is live on devnet. Explore the dashboard, generate reports, and see how real-time compliance works.